To learn more about IMG
and our insurance underwriter, Sirius
International Insurance Corporation (publ),
Choosing the Right Coverage
Whether you need
individual coverage for a vacation or group
coverage for your employees in locations around
the world, IMG has a product to meet your needs.
By utilizing IMG's
Instant Quote / Buy Online
, we can quickly direct you to the plan(s) that
will best meet your needs or those of your
family or organization.
Use the table below to help determine which type
of coverage meets your particular requirements.
The products are linked to more detailed plan
information. You may also scroll down to review
all available IMG products.
Global Medical Insurance
Medical Insurance is long-term,
annually-renewable medical insurance that
provides worldwide coverage to individuals and
families of all nationalities. This is an ideal
plan for those who need a full range of medical
benefits.The plan offers two options: worldwide
coverage or worldwide coverage excluding the U.S
and Canada. Both options provide coverage 24
hours a day, and you have the freedom to choose
any doctor or hospital for treatment.
Global Basic Insurance
Insurance is designed to provide coverage
similar to Global Medical Insurance; however, it
features specific dollar limits on most
benefits. This is the perfect plan for those who
want coverage for a variety of medical services,
but are seeking to reduce their premium costs.
The plan offers two options: worldwide coverage
or worldwide coverage excluding the U.S and
Canada. Both options provide coverage 24 hours a
day, and you have the freedom to choose any
doctor or hospital for treatment.
Patriot Travel Medical
products address the medical insurance needs of
US citizens and foreign nationals who need
temporary medical insurance while traveling for
business or pleasure anywhere outside their home
country. Coverage includes medical evacuation,
repatriation, and your choice of deductibles and
International provides coverage for US citizens
traveling abroad for a minimum of 30 days up to
a maximum of six months. Although the Patriot
Extreme plan is not renewable, it can be
rewritten for succeeding or subsequent coverage
periods. New Deductible, Coinsurance,
Eligibility, Conditions of Coverage and
Pre-Existing Condition Exclusions apply to any
succeeding or subsequent Period of Coverage. A
new application also must be completed.
America provides coverage for non-US citizens
traveling outside their home country for a
minimum of 30 days up to a maximum of six
months. Although the Patriot Extreme plan is not
renewable, it can be rewritten for succeeding or
subsequent coverage periods. New Deductible,
Coinsurance, Eligibility, Conditions of Coverage
and Pre-Existing Condition Exclusions apply to
any succeeding or subsequent Period of Coverage.
A new application also must be completed.
If you travel frequently outside your home
country throughout the year, don't risk finding
yourself ill or injured in a foreign country.
Make sure you have a plan to secure medical care
and cover the associated costs.
To help protect you from losing the money you've
spent to travel, there is Patriot T.R.I.P., a
travel cancellation insurance program. Patriot
T.R.I.P. provides coverage for those unforeseen
circumstances that may force the cancellation of
your travel plans.
Patriot Student T.R.I.P.
This cost-effective student travel insurance
program is designed to provide coverage to full-
and part-time students for many of those
unforeseen circumstances that may force the
cancellation of travel plans or interrupt a
covered trip. This program offers coverage for
trip cancellation and interruption, lost or
stolen baggage, emergency medical evacuation and
Patriot T.R.I.P. Elite
A premier travel cancellation insurance program
that provides first-class protection for all
travelers. The Patriot T.R.I.P. Elite provides
coverage that can help you recover
non-refundable, unused payments and deposits
when your trip is cancelled or interrupted for a
variety of reasons. Benefits are also provided
for travel delays, baggage delays, emergency
medical treatment, emergency medical evacuation
and much, much more.
Sky Rescue provides international scheduled
benefits to meet your needs in an emergency.
This coverage is available to those under the
age of 65 traveling outside their country of
citizenship for a minimum of three months.
Group Insurance Products
GEO Group is one of the most comprehensive group
hospital, surgical, medical and life insurance
programs in the world. The plan is specifically
designed for multinational corporations that
need coverage for their internationally assigned
Patriot Group Travel
Whether your group is
traveling for vacation, missionary work, or
temporary business, IMG can provide high-quality
travel medical insurance at affordable prices.
Many sponsoring organizations are seeking ways
to limit their liability should one of the group
members become ill or have an accident.
Emergency medical evacuation may be necessary if
the local health care system is unable to treat
the condition. Domestic health insurance plans
may not adequately respond to these needs.
All coverage is guaranteed issue if the
eligibility requirements are met and proper
payment has been received by IMG. For more
information about specific benefits,
limitations, exclusions and eligibility
requirements, please refer to the
Patriot Group Travel
Medical Insurance Brochure
or to the
Patriot Group Travel
Medical Insurance Benefits